Property Finance in Hong Kong
Plain-English guides to borrowing against Hong Kong property, written by a licensed money lender (Licence 913/2026).
Hong Kong Mortgage Guide 2026
How Hong Kong mortgages work in 2026: the 70% LTV cap, the 50% debt servicing ratio, the Mortgage Insurance Programme, documents, costs and the full t…
Mortgage Calculator (Hong Kong)
Free Hong Kong mortgage calculator. Work out monthly repayments, total interest and your debt servicing ratio under the 50% DSR limit, including a rat…
Loans in Hong Kong: How to Choose a Lender
Banks, licensed money lenders and everyone else: how Hong Kong lending actually works, how to verify a licence, what APR really means, and the red fla…
Warning: To borrow or not to borrow? Borrow only if you can repay. All applications are subject to approval.
